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Extreme Couponing: Love the Savings, Hate the Crime

1

Category : Coupon Matchups, Daily Deals, Free Stuff

I have a real love/hate relationship with TLC’s Extreme Couponing. I love that the show has sparked an interest in couponing. I hate that it showcases things like addiction, fraud, and greed.

I have been using coupons for years to feed my family and to get what we need.  I look at coupons as cash. If I’m buying a product anyway, using a coupon keeps cash in my pocket. Cash that I would’ve spent if I hadn’t used a coupon. Even if it’s only a quarter, if I do it 4 times, I’ve just kept $1 in my pocket. It really adds up over time. I also love to share my knowledge of couponing with others. It makes me happy to see one of my friends use a coupon. This is why I love TLC’s Extreme Couponing.  This show has inspired countless people to start using coupons and stretching their family’s budget!

Like anything, saving money can be taken too far. It can be a real rush to see that receipt at the end of a great couponing trip. Subtotal: $100, Subtotal after coupons: $30. Who wouldn’t be excited? You’ve just kept $70 in your pocket! From watching the show, it looks like this is where the addiction starts. These people become obsessed with using coupons to the point that they’ll clear store shelves, buying stuff that they’ll never use. Sure, they can donate it, but what about people like me who truly need the item they’ve just taken? We go through a lot of ketchup. When I can get it for free with a coupon, I will stock up. Buying 6 to 8 bottles is stocking up for me. After all, it will be on sale again in a few weeks. And, I’ve left some at the store for others who also need free ketchup. The shelf-clearing hoarder who took 100 bottles, even if they’ve donated half of it to a food bank, has just taken ketchup away from me. I don’t go to a food bank.

The episode that first had me screaming at my TV featured a self proclaimed diva named Jaime. This “diva” was using coupons fraudulently on camera. She made no effort to hide what she was doing. She used coupons for items that she didn’t buy. It’s called code matching and it’s wrong. Coupons plainly state what they can be used for. They also plainly state that any other use constitutes fraud and is punishable by law. It wasn’t just her criminal activity that had me livid, either. She’s the one that took nearly 70 bottles of mustard when her family doesn’t even like it.

After Jaime’s episode aired, couponers went wild. Many honest couponers used screenshots from the show to prove that she had used coupons fraudulently. The thing is, what Jaime did amounts to stealing. Most of us know that stealing is wrong. But this chick, no…she thinks what she did is fine AND she says she’ll continue to do it. People have basically made her life miserable since her episode aired. She had no choice but to answer the allegations. Here is an iterview from the Wall Street Journal:

Extreme Couponing Star: I was a Scapegoat 

By Quentin Fottrell

Talking Shop: Remember J’aime Kirlew? She appeared on the first episode of TLC’s 12-part series Extreme Couponing and cut nearly $14,000 off her grocery bill last year by clipping coupons. She stockpiled over 100 cleaning wipes, 450 rolls of toilet paper and 250 paper towels at her Montgomery Village, Md., home. 

Last month, Pay Dirt spoke to Kirlew about the show in an interview entitled, “Confessions of an Extreme Couponer.” It turned out to be a portentous headline. Her TV appearance was followed by allegations of fraudulent coupon use online and in magazines and newspapers, a practice where a shopper can use one coupon on another product that matches the barcode, but not the product specified on the coupon.

Bud Miller, the executive director, of the Alexandria, Va.-based Coupon Information Corporation, which represents the manufacturers of coupons issued in the U.S., says it’s not a gray area: “Coupons are a contract and the controlling barcodes are merely a method of processing coupons, so any use of a coupon to produce a product other than stated in the plain language of the coupon is considered fraudulent.”

Manufacturers are now changing their barcode system to prevent coupons being used for other products that work with the same barcode. But Kirlew says she has done nothing wrong and will continue to match coupon codes until the barcode system changes.

Pay Dirt spoke exclusively to Kirlew.

How have you been since the show aired?

Kirlew: My episode still airs and I still have a crazy amount of cruelness online. I have received anonymous emails. The attack was just relentless. The national response has been so incredibly cruel with some people saying, “Please remove J’aime from your show.” People have purchased ads with my name online. Everyone else is profiting off this, and used this story to direct people to their websites and to buy their e-book and DVD. But I’ve had a lot of positive comments and emails.

How has TLC been with the media backlash?

TLC didn’t prepare me whatsoever. I felt like a fish thrown amongst the sharks. The channel was the publicity liaison to hook me up with the various media outlets that want to speak to me. In no way shape or form do I feel like they have helped me in how to respond.

(TLC declined to comment, but told Pay Dirt last month: “Any of the cast’s strategies are unique and their own to comment on.”)

You matched barcodes, as long as they worked, rather than products, right?

Yes.

Do you believe that was the right thing to do?

Yes, I believe that I have done nothing wrong. I’ve even had managers take my purchase and check me out. They’ve told me, “If the coupon goes through at my register, I’m getting reimbursed for it.” I have never been approached by anyone in authority telling me to do something different.

Will you change your methods now that manufacturers are changing the barcode system?

I do not intend to change my shopping habits unless or until the code changes. If it is in fact a problem, the new GS1 barcode should resolve all of these issues.

And what about the comments from the Coupon Information Corporation?

Regarding those individuals that Mr. Miller is looking for, I don’t fall into that category. I’ve never copied coupons, I’ve never created my own coupons, I’ve never redeemed any other coupon other than what comes in the coupon inserts from the newspapers or legitimate online, printable manufacturer coupons.

How did you get started clipping coupons?

I knew nothing about couponing until my husband took a pay cut. I saw BeCentsAble on Good Morning America. I contacted them and purchased their DVD and got started.

Is this where you learned to match codes as well as products?

The DVD had one step called “Coupon Strategies: Reading Coupons,” which specifies that you must match the first five numbers on the bar code on the product and the bar code on the coupon and that, if these numbers match, your coupon will scan.

(BeCentsAble founder Chrissy Pate told Pay Dirt that their code matching strategy was designed to match products not pictured on the coupon, but ones that were still specified for use by the coupon: Pate says, “We had no idea people were misinterpreting what we were saying. Some coupons put the most expensive Tylenol picture on coupon, but the coupon was designed to be used for other Tylenol bottles too. We changed our DVD and sent out lots of correspondence not to talk about barcodes because this was being misunderstood.”)

What do you want from this interview?

I want to stop being the Scapegoat. I used a Buddig Deli cut for a 12/16 ounce packet for a 2 ounce packet because the numbers matched. The coupons went through at the register and I did not have any problem.

*******************************************************************

First of all, she’s nobody’s scapegoat. She is the one who made the decision to use code matching instead of proper couponing. She is knowingly committing fraud and I sincerely hope someone prosecutes her. Maybe she can pay her legal fees with mustard. Lawyers like mustard, right?

If you are new to couponing, check out these articles to get started (the RIGHT way):

Coupon Tips

The Reality of Extreme Couponing

Extreme Couponing 101

Extreme Couponing and the Golden Rule

If you need help getting started or if you ever have questions about saving money (without stealing), feel free to contact me. Leave a comment here, post your questions on my facebook wall, or use the contact me page! I love to share couponing tips!

Extreme Couponing: Make it work without being extreme!

Category : Activities and Entertainment, Coupon Matchups, Daily Deals, Free Stuff, Restaurant Deals

This is a repost of an article that ran before the premiere of Extreme Couponing on TLC. With all the buzz, I thought it was worth another look.

It’s time for the premier of TLC’s Extreme Couponing! If you’ve seen or heard about the show, you may be interested but overwhelmed. While you may not start out saving thousands of dollars a week, you can make extreme couponing work for you!

The Basics

Extreme Couponing starts with coupons, of course! While the Sunday paper is an excellent resource for collecting coupons, don’t let it be your only source. The internet is jam-packed with offers from companies! There are several printable coupon resources available. You can find lots of printable coupons on the Printables page of MyRubberMoney and you can use the following links to find high dollar coupons for the things you normally buy! You can print two of each coupon per computer, so go through and choose your coupons, print them, then do it again! My favorite printable coupon resources are listed below:

Coupons.com

Target.com  (get store and manufacturer’s coupons!)

Redplum.com

SmartSource.com

Cellfire.com (no printing! Load coupons directly to your shopping card)

All You (1-year auto-renewal) Use this link to subscribe to All You magazine. It’s jam packed with high-value coupons every month!

There are a lot more resources online, but those are my favorite! You should also check your favorite companies on facebook! Companies are always offering coupons and free samples on facebook! Read about a few of them here and be sure to like MyRubberMoney to get all the latest coupons as they are posted!

The Next Step

Okay, now that you have a huge stash of coupons, what do you do with them? Well, you’ll need to organize them. Coupon organization comes down to personal preference. Some people create files for the coupon inserts they get from the Sunday paper. You file the inserts by date, and then cut the ones you need as you need them.  I prefer to cut my coupons while I’m watching TV and put them in a spiral bound photo album. Other people use a 3 ring binder with baseball card holders to organize. With this organization method, you can see what you have as you go through the store. I organize my coupons the way my store is laid out; produce (rare), grocery, fridge/frozen, dairy, etc.  Read more about it here.

Find the Best Deals

Now that you have your coupons organized, it’s time to use them to maximize your savings. Just using coupons is helpful, but combining a coupon with a sale is what leads to the most savings! You could peruse the sales flyers from your local grocery stores, match sale items with the coupons you have, and build your list that way. OR, you could just find a blogger that does it for you! No matter where you shop, there is probably a blogger who does coupon matchups for you every week! If you live in the south, you should use SouthernSavers.com. Jenny, who owns the site, provides matchups for most southern grocery store chains! Just find your store in the top menu (some are under “other”), click on the latest post, and you’ll find a complete list of what’s on sale and which coupons to use to get the best deal. If you live in the Polk County area of Tennessee, you’ll find IGA & Dollar Store matchups right here on MyRubberMoney.com! In the New York area, check out Brooklyn Bargainista.  If you can’t find your stores at these blogs, just do a google search for “Your Store Name Coupon Matchups” and you’ll most likely find a blogger who has done all the work for you.

When you find an extra good deal, start to build your stockpile. You should have at least a month’s worth of food and household supplies in your stockpile, but there is really no need to take it as far as you’ve seen on TLC’s Extreme Couponing.  Nobody really needs a 40 year supply of toilet paper. It’s so important to become familiar with coupon etiquette as you get started. I’ve outlined the rules here. Take only what you need and leave some deals for others who may need them even more than you do.

Learning to use coupons effectively can have a major positive impact on the life of your family. With the incredible rise in the price of everything, couponing is an important step in stretching your dollars. Realistically, you may not walk out of the grocery store with $1,000 worth of stuff for $100. But you just might be able to cut your food bill in half with just a little effort.

Taking it one step further

You now have the tools to stretch your family’s food budget, but what about everything else? That’s where the Daily Deals sites come in! If you’ve never heard of them, these sites offer a local or national deal every day. You can get movie tickets, a massage, dance classes, and more!  And they’re aimed at your area! Just sign up, and get a new deal every day.  Here are my favorites:

Groupon
Groupon is the grand daddy of them all. Fabulous deals on activities and entertainment, restaurants, online deals and more! Just click the link above!

LivingSocial is another daily deal site with tons of acivities, entertainment, and restaurant deals!
Eversave.com
Eversave is probably the 3rd most popular daily deal site on the web. Click the link above to check it out now.


Tippr is an up & coming daily deal site with limited cities, but lots of online deals to make up for it. Just click the image above to get started!

Buy With Me is another up & comer. Right now it is only valid in Boston, NYC, San Diego, DC, Phoenix, Philly, LA, Chicago, Dallas, Houston, San Francisco, Austin. If you live in one of these cities, or are planning to vacation there, check this one out!
Zulily
Zulily is aimed at moms, babies, and kids. Use the link above to get great deals!

Totsy

Totsy is another great one for moms, babies, and kids.

Start your Journey

Whether you are interested in extreme couponing just to help make ends meet (like me) or to put more money in your nest egg, retirement account, or vacation savings (like I want to), it’s time to start your journey. It’s your money. Stretch it as far as you can. Don’t pay full price if you don’t have to…and most of the time, you don’t have to!

Read more about Extreme (and NOT so Extreme) Couponing:

Extreme Couponing and the Golden Rule

The Reality of Extreme Couponing

Extreme Couponing 101: How to make it work for you!

1

Category : Activities and Entertainment, Coupon Matchups, Daily Deals, Free Stuff, Restaurant Deals

It’s time for the premier of TLC’s Extreme Couponing! If you’ve seen or heard about the show, you may be interested but overwhelmed. While you may not start out saving thousands of dollars a week, you can make extreme couponing work for you!

The Basics

Extreme Couponing starts with coupons, of course! While the Sunday paper is an excellent resource for collecting coupons, don’t let it be your only source. The internet is jam-packed with offers from companies! There are several printable coupon resources available. You can find lots of printable coupons on the Printables page of MyRubberMoney and you can use the following links to find high dollar coupons for the things you normally buy! You can print two of each coupon per computer, so go through and choose your coupons, print them, then do it again! My favorite printable coupon resources are listed below:

Coupons.com

Target.com  (get store and manufacturer’s coupons!)

Redplum.com

SmartSource.com

Cellfire.com (no printing! Load coupons directly to your shopping card)

All You (1-year auto-renewal) Use this link to subscribe to All You magazine. It’s jam packed with high-value coupons every month!

There are a lot more resources online, but those are my favorite! You should also check your favorite companies on facebook! Companies are always offering coupons and free samples on facebook! Read about a few of them here and be sure to like MyRubberMoney to get all the latest coupons as they are posted!

The Next Step

Okay, now that you have a huge stash of coupons, what do you do with them? Well, you’ll need to organize them. Coupon organization comes down to personal preference. Some people create files for the coupon inserts they get from the Sunday paper. You file the inserts by date, and then cut the ones you need as you need them.  I prefer to cut my coupons while I’m watching TV and put them in a spiral bound photo album. Other people use a 3 ring binder with baseball card holders to organize. With this organization method, you can see what you have as you go through the store. I organize my coupons the way my store is laid out; produce (rare), grocery, fridge/frozen, dairy, etc.  Read more about it here.

Find the Best Deals

Now that you have your coupons organized, it’s time to use them to maximize your savings. Just using coupons is helpful, but combining a coupon with a sale is what leads to the most savings! You could peruse the sales flyers from your local grocery stores, match sale items with the coupons you have, and build your list that way. OR, you could just find a blogger that does it for you! No matter where you shop, there is probably a blogger who does coupon matchups for you every week! If you live in the south, you should use SouthernSavers.com. Jenny, who owns the site, provides matchups for most southern grocery store chains! Just find your store in the top menu (some are under “other”), click on the latest post, and you’ll find a complete list of what’s on sale and which coupons to use to get the best deal. If you live in the Polk County area of Tennessee, you’ll find IGA & Dollar Store matchups right here on MyRubberMoney.com! In the New York area, check out Brooklyn Bargainista.  If you can’t find your stores at these blogs, just do a google search for “Your Store Name Coupon Matchups” and you’ll most likely find a blogger who has done all the work for you.

When you find an extra good deal, start to build your stockpile. You should have at least a month’s worth of food and household supplies in your stockpile, but there is really no need to take it as far as you’ve seen on TLC’s Extreme Couponing.  Nobody really needs a 40 year supply of toilet paper. It’s so important to become familiar with coupon etiquette as you get started. I’ve outlined the rules here. Take only what you need and leave some deals for others who may need them even more than you do.

Learning to use coupons effectively can have a major positive impact on the life of your family. With the incredible rise in the price of everything, couponing is an important step in stretching your dollars. Realistically, you may not walk out of the grocery store with $1,000 worth of stuff for $100. But you just might be able to cut your food bill in half with just a little effort.

Taking it one step further

You now have the tools to stretch your family’s food budget, but what about everything else? That’s where the Daily Deals sites come in! If you’ve never heard of them, these sites offer a local or national deal every day. You can get movie tickets, a massage, dance classes, and more!  And they’re aimed at your area! Just sign up, and get a new deal every day.  Here are my favorites:

Groupon
Groupon is the grand daddy of them all. Fabulous deals on activities and entertainment, restaurants, online deals and more! Just click the link above!

LivingSocial is another daily deal site with tons of acivities, entertainment, and restaurant deals!
Eversave.com
Eversave is probably the 3rd most popular daily deal site on the web. Click the link above to check it out now.


Tippr is an up & coming daily deal site with limited cities, but lots of online deals to make up for it. Just click the image above to get started!

Buy With Me is another up & comer. Right now it is only valid in Boston, NYC, San Diego, DC, Phoenix, Philly, LA, Chicago, Dallas, Houston, San Francisco, Austin. If you live in one of these cities, or are planning to vacation there, check this one out!
Zulily
Zulily is aimed at moms, babies, and kids. Use the link above to get great deals!

Totsy

Totsy is another great one for moms, babies, and kids.

Start your Journey

Whether you are interested in extreme couponing just to help make ends meet (like me) or to put more money in your nest egg, retirement account, or vacation savings (like I want to), it’s time to start your journey. It’s your money. Stretch it as far as you can. Don’t pay full price if you don’t have to…and most of the time, you don’t have to!